communitas capital portfolio icreditworks
communitas capital portfolio icreditworks


The mission of iCreditWorks is to capitalize on the emerging dynamics in financial technology and the increasing adoption of mobile platforms to revolutionize point-of-care lending between dental patient and provider.

  • iCreditWorks is disrupting the traditional merchant credit model by providing consumer-driven financing through a first-in-market native mobile application.
  • Currently partners with the largest DSOs in the US and one of the largest manufacturers of clear aligners.

Investment Thesis & Terms

  • Total patient out of pocket expenditures for dental procedures are an estimated $50B annually, roughly $20B of which are financed.
  • While the market is large, there is no good technology solution that that integrates directly with the dental office’s internal systems and that offers consumers customized offers at the point of sales. iCredit has built this customized solution.
  • Team is comprised of industry experts from both finance and dentistry.
  • iCredit has strong moats around its technology and customer acquisition strategy (via their partnerships with DSOs).